The Effect of Labor Capital and Artificial Intelligence on MSME Income

Cicilia Konita Anggraini; Atika Lusi Tania

Authors

Cicilia Konita Anggraini Institut Agama Islam Negeri Metro
Atika Lusi Tania Institut Agama Islam Negeri Metro

Keywords:

MSMEs, income, business capital, technology

Abstract

Micro, Small and Medium Enterprises (MSMEs) are actors who have a significant role in the movement of the National Economy. MSMEs have helped increase national income, employ workers, increase the income of low-income communities and take advantage of opportunities to use local raw materials to produce goods and services for the wider community. This research uses a quantitative approach, with the type of research being descriptive. The sampling technique used is the random sampling technique, with a sample of 38 respondents. The analysis method used in this study is multiple linear regression analysis using the SPSS 26 application. The results of the study showed that the business capital variable had a significant influence on MSME income, as evidenced by the tcal value of 2.775 > t table 2.032 and the significance value of 0.009 < 0.05. In the labor variable, there was no significant influence on MSME income, as evidenced by the tcal value of 1.165 > ttable 2.032 and a significant value of 0.252 > 0.05. In the artificial inlevigence variable, there was no significant effect on MSME income, as evidenced by 0.219 < 2.032 and a significant value of 0.828 > 0.05. Then the F test simultaneously showed that the variables of tax knowledge, perception of the tax profession and motivation had a significant influence on students' interest in a career in tax consultants as evidenced by Fcal 3.753 > Ftable 2.87 and a significant value of 0.020 < 0.05. Keywords: MSMEs, income, business capital, technologyAbstract Micro, Small and Medium Enterprises (MSMEs) are actors who have a significant role in the movement of the National Economy. MSMEs have helped increase national income, employ workers, increase the income of low-income communities and take advantage of opportunities to use local raw materials to produce goods and services for the wider community. This research uses a quantitative approach, with the type of research being descriptive. The sampling technique used is the random sampling technique, with a sample of 38 respondents. The analysis method used in this study is multiple linear regression analysis using the SPSS 26 application. The results of the study showed that the business capital variable had a significant influence on MSME income, as evidenced by the tcal value of 2.775 > t table 2.032 and the significance value of 0.009 < 0.05. In the labor variable, there was no significant influence on MSME income, as evidenced by the tcal value of 1.165 > ttable 2.032 and a significant value of 0.252 > 0.05. In the artificial inlevigence variable, there was no significant effect on MSME income, as evidenced by 0.219 < 2.032 and a significant value of 0.828 > 0.05. Then the F test simultaneously showed that the variables of tax knowledge, perception of the tax profession and motivation had a significant influence on students' interest in a career in tax consultants as evidenced by Fcal 3.753 > Ftable 2.87 and a significant value of 0.020 < 0.05.

References

Abdusammad, Zuchri. Metode Pengertian Kuantitatif. Jakarta: VC. Syakir Media Press, 2021.

Abubakar, Rifa’i. Pengantar Metodologi Penelitian. SUKA-Press UIN Sunan Kalijaga, 2021.

Afdhal, Adnin. “Pengaruh Modal Usaha Dan Tenaga Kerja Terhadap Pendapatan Usaha Mikro Kecil Dan Menengah (Umkm) Kota Banda Aceh,” Jurnal Ar-Raniry, 2022.

Anggraini, Siska Zunita, and Tukiman Tukiman. “Strategi Dinas Tenaga Kerja Dalam Meningkatkan Penempatan Tenaga Kerja Dan Perluasan Kesempatan Kerja Di Kabupaten Sidoarjo.” Jurnal Ilmiah Universitas Batanghari Jambi 22, no. 3 (October 31, 2022).

Among Makarti, Salim. “Pengaruh Modal Usaha, Lama Usaha Dan Lokasi Usaha Terhadap Pendapatan Usaha Mikro Kecil Menengah,” Jurnal STIE AMA, (2024).

Arniyasa, Putu Yasti Putri, and Ni Luh Karmini. “Pengaruh Modal Usaha, Tenaga Kerja, Dan Penggunaan E-Commerce Terhadap Pendapatan UMKM Bidang Kuliner Di Kota Denpasar.” Public Service and Governance Journal 4, no. 2 (July 17, 2023).

“Badan Pusat Statistik Kabupaten Lampung Timur.” Accessed October 3, 2024. https://lampungtimurkab.bps.go.id/id.

Bambang, Habriyanto Kurniawan, David Firmansyah. "Pengaruh Modal dan Tenaga Kerja terhadap Pendapatan UMKM Kerupuk Ikan SPN Kota Jambi," Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi, (2021).

Cahya Lestari, Kurnia. Sistem Informasi Akuntansi. Yogyakarta: CV Budi Utama, 2020.

Darma, Budi. Statistika Penelitian Menggunakan SPSS. Jakarta: Guepedia, 2021.

Duli, Nikolaus. Metodologi Penerapan Kuantitatif. Sleman: VC. Budi Utama, 2019.

Edi Wibowo, Agung. Metodologi Penelitian Pegangan Untuk Karya Ilmiah. Insania, 2021.

Ekasari, Ratna. Metodologi Penelitian (AE Publishing, 2023).

Eriana, Emi Sita, and Afrizal Zein. “Artificial Intelligence (AI),” Eureka Media Aksara, 2023.

Ghozali, Imam. Aplikasi Analisis Multivariate Dengan Program IMB SPSS 25 Edisi ke-9 (Universitas Diponegoro, 2018).

Hapsari, Evin Tri. "Analisis Faktor-Faktor yang Mempengaruhi Adopsi Marketplace dan Pengaruhnya Terhadap Peningkatan Pendapatan pada Usaha Mikro Kecil di Kabupaten Banyumas," Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto, 2022.

Hidayati, Hermin Nainggolan, Rezi Erdiansyah, Wahyu Setya Ratri, A. A. Ngr Eddy Supriyadinata Gorda, Ni Luh Putu Eka Yudi Prastiwi, Sukemi Kadiman, et al. Ekonomi Sumber Daya Manusia. Pradina Pustaka, 2022.

“Isi Buku MAnagemen Keuangan.Pdf.” Accessed December 13, 2024.

“Isu Sepekan---V-PUSLIT-November-2023-246.Pdf.” Accessed December 13, 2024.

Jalaliah. "Pengaruh Modal Kerja, Tenaga Kerja dan Bahan Baku Terhadap Pendapatan UMKM Pabrik Tahu" (Studi Empiris UMKM Tahu, CV Rayyan Dwi Bharata, 2022).

Kamus Besar Bahasa Indonesia | Perpustakaan. Accessed November 11, 2024. //digilib.itbwigalumajang.ac.id/index.php?p=show_detail&id=7958.

Kasmir. Kewirausahaan. Jakarta: PT Raha Gravindo Persada, 2017.

Kementerian Koperasi dan Usaha Kecil dan Menengah Republik Indonesia. “Kementerian Koperasi Dan Usaha Kecil Dan Menengah - Kemenkopukm.Go.Id.” Kemenkopukm. Accessed May 2, 2024. https://kemenkopukm.go.id.

Khusnul Hasiah, Askari Zakariah, and Novita Novita. “Pendapatan Usaha Mikro Kecil Dan Menengah (UMKM) Di Era Bisnis Digital.” Journal of Islamic Economics and Finance 2, no. 1 (December 13, 2023).

Maharani Putri, Ni Made Dwi. “Pengaruh Modal Sendiri Dan Lokasi Usaha Terhadap Pendapatan Usaha Mikro Kecil Menengah (UMKM) Di Kabupaten Tabanan (Modal Pinjaman Sebagai Variabel Intervening)” Vol.9 No.2 (2016).

Mussdalifah, “Faktor-Faktor Yang Mempengaruhi Pendapatan Pedagang Usaha Makanan Dan Minuman Di Pusat Jajanan Sentra Bisnis Kota Masamba,” Universitas Muhammadiyah Palopo, 2021.

Muttaqien, Fauzan, Retno Cahyaningati, Via Lailatur Rizki, and Imam Abrori. “Pembukuan Sederhana Bagi UMKM.” Indonesia Berdaya 3, no. 3 (July 16, 2022).

Najmudin, L, MS Syihabudin, MA Ma'zumi, IN Atiah, SA Sujai and N Mahira. Teori Planned Behevior Dan Asuransi Syariah. Media Sains Indonesia, 2022.

Nursalam. Konsep Dan Penerapan Metodologi Penelitian Ilmu Keperawatan. Jakarta: Selemba Medika, 2018.

Ochell, N,A.,Yudha, M. F., Pengaruh Artificial Intelligence Terhadap Acceptance Of AI Enable Banking : Studi Kasus Pada Livin By Mandiri. Jurnal Ilmiah MEA 8 No (3), (2024): 11.

Ridwan, Tingkat Pendapatan Dan Kesejahteraan Masyarakat Menjalin Kerukunan Umat Beragama. Cv. Azka Pustaka, 2021.

Paduan Lab Statistik Inferensial. Grasindo, n.d.

Pandawa dkk, Jihad Lukis. Pengantar Ekonometrika Dasar Teori Dan Aplikasi Praktis Untuk Sosial Ekonomi. Magelang: Pustaka Rumah Cinta, 2021.

“Pengaruh Artificial Intelligence Dan Literasi Digital Terhadap Kinerja Karyawan Di Bidang Ekonomi | Prasetio | Jurnal Ecodemica : Jurnal Ekonomi Manajemen Dan Bisnis.” Accessed December 20, 2024.

Penyusun, Tim. Modal Pratikum Metode Riset Untuk Bisnis Manajemen. Microsoft SAP, 2020.

Ramadhan, Anggia, Radiyan Rahim, and Nurul Nabila Utami. “Teori Pendapatan (Studi Kasus: Pendapatan Petani Desa Medan Krio).” Penerbit Tahta Media, March 5, 2023.

Ridwan, Tingkat Pendapatan Dan Kesejahteraan Masyarakat Menjalin Kerukunan Umat Beragama. Cv. Azka Pustaka, 2021.

Rinaldi, Jecki. “Pengaruh Modal Usaha, Tenaga Kerja, Dan Penggunaan E-Commerce Terhadap Pendapatan UMKM Bidang Kuliner Di Kota Denpasar.” Public Service and Governance Journal 4, no. 2 (July 17, 2023).

Riyanto, Bambang. Dasar-Dasar Pembelanjaan Perusahaan. Yogyakarta: BPFE, 2010.

Roza, Rahmi, Mohamad Nurkamal Fauzan and Woro Isti Rahayu. Tutorial Sistem Informasi Prediksi Jumlah Pelanggan Menggunakan Metode Regresi Linier Berganda Web Menggunakan Framework Codeigniter. Bandung: Kreatif Industri Nusantara, 2020.

Rukajad, Ajad. Pendekatan Penelitian Kuantitatif. Yogyakarta: CV. Budi Utama, 2018.

Sastika Tambunan, Ellys. “Pengaruh Modal Usaha, Kemampuan Wirausaha Dan Strategi Pemasaran Terhadap Keberhasilan Usaha Mikro Kecil Menengah (UMKM) Di Pasar Tiban Sunday Morning UGM” vol 9 (2020).

Simamora, Niken, Dina Sarah Syahreza, Elsa Oktavera Rumapea, Theresia Putri Silitonga, and Indah Putri Siboro. “Pengaruh Strategi Pemasaran Berbasis Inovasi Teknologi Kecerdasan Buatan (AI) Terhadap Daya Saing Umkm Pada Tey Craft Tembung.” Jurnal Ilmiah Kajian Multidisipliner 8, no. 6 (June 30, 2024).

Siregar, Syofian. Statistik Parametri Untuk Penelitian Kuantitatif Di Lengkapi Dengan Perhitungan Manual Dan Aplikasi. Jakarta: PT Bumi Aksa, 2014.

Sri Kasnelly, and Ahmad Luthfi. “Peranan Pemberdayaan Umkm Dalam Pemulihan Sosial Ekonomi Nasional.” Prosiding Sembadha 2 (2021).

Suhardi, Avincennia Vindy Fitriana, Andi Indrawati, Muh Amrih, Sabeth Sembiring, Lu’lu’ul Jannah, Martinus Budiantara, et al. Teori Akuntansi. PT. Sonpedia Publishing Indonesia, 2023.

Sulistyowati, Indah. “Buku Ajar Kecerdasan Buatan (Artificial Intelligence),” 2021.

Suyoto, Sandu. Dasar Metode Penelitian. Yogyakarta: Literasi Media Publishing, 2015.

Syakur, Achmad, and Franciskus Antonius Alijoyo. “Pengaruh Strategi Digital Marketing, Inovasi Produk, Dan Modal Usaha Terhadap Pendapatan UMKM.” Swabumi 12, no. 1 (March 15, 2024).

Tambunan, Formaida. “Pengaruh Modal Usaha Terhadap Sikap Berwirausaha Dan Peran Orang Tua Sebagai Variabel Moderating.” Jurnal Maksiprencur, Manajemen, Koprasi, Enterpreneusip vol 12, no 1 (2022): hlm 118.

Tasnim. Desain Penelitian Bisnis: Pendekatan Kuantitatif. Jakarta: Yayasan Kita Menulis, 2021.

Tegor, Alpino Susanto, Veterson Togatorop, Lod Sulivyo and Letkol CZI Dwi Joko Siswanto. Pengertian Kualitatif Dan Kuantitatif. Jawa Tengah: Anggota Ikapi, 2020.

Trifia, Agni, Suci Maghfira Alimuddin, Syahrul Fitra, Mutiara, Rahma Nita. "Transformasi Digital : Pemanfaatan Artificial Intrlligrncr Dan Inovasi Produk Layanan Umkm Untuk Menarik Minat Pelanggan Di Era Digital," Universitas Gadjah Mada, Yogyakarta Institut Agama Islam Negeri Palopo, Palopo,(2024).

Umar, Husein. Metode Riset Bisnis. Jakarta: PT. Gramedia Pustaka Utama, 2003.

Wahjusaputri, Shinta. Statistik Pendidikan Teori Dan Aplikasi. Yogyakarta: CV. Bintang Semesta Media, 2022.

Wawancara dengan pelaku Umkm, June 10, 2024.

Wulandari, Apriyani Diah. "Pengaruh Modal, Tenaga Kerja dan Teknologi Terhadap Tingkat Pendapatan Industri Bakery Di Kabupaten Indragiri Hulu Perspektif Ekonomi Syariah," UIN Suska Riau, (2024).

Yusuf, Muhammad. Analisis Data Penelitian Teori & Aplikasi Dalam Perikanan. Bogor: Pt Penerbit IPB Press, 2018.

Zakaria, Siskawati A., Muhammad Amir Arham, and Ronald S. Badu. “Pengaruh Modal Usaha Terhadap Pendapatan Usaha Mikro, Kecil, Dan Menengah Makanan Dan Minuman Di Kota Gorontalo.” Jurnal Mahasiswa Akuntansi 2, no. 4 (March 31, 2024): 497–505.